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Explain personal defenses against the payment of negotiable instruments. Give suitable examples.
Economy Strong
A state wherein an economy is experiencing robust growth, low unemployment, and increasing levels of consumer spending and business investment.
Operating Leverage
Operating leverage describes the degree to which a company can increase its profits by increasing sales, reflecting the proportion of fixed costs to variable costs.
Sales Decrease
A reduction in the volume or value of sales within a company during a specific period compared to a previous period.
Profits Decrease
A reduction in the financial gains achieved by a business or investment over a specific period.
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