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The move toward integrated marketing communications is linked to the decline in direct marketing as a form of promotion.
Bank
A financial institution licensed to receive deposits and provide loans to individuals and businesses.
Holder
An individual or entity that possesses or owns a particular document, often used in the context of financial instruments.
Payable to Bearer
A financial instrument or document that allows the person in possession (the bearer) to receive the assets specified therein, without the need to prove identity.
Identified Person
An individual who has been recognized or singled out from others based on specific criteria or identifiers.
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