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If You Go to Your Bank and It Grants You

question 22

Multiple Choice

If you go to your bank and it grants you a lump sum loan today that requires monthly payments for a fixed period of time to repay the borrowed money,you have most likely received a ________.


Definitions:

Personal Defenses

Legal justifications or excuses that an individual can claim to defend against blame or legal liability.

Holders In Due Course

Individuals or entities that have acquired a negotiable instrument in good faith and for value, thus having certain protections against defenses and claims that could be asserted against the prior holders.

Holder In Due Course

A party who has acquired a negotiable instrument in good faith and for value, and thus has certain rights above the original parties to the instrument.

Materially Altered

Describes a significant change made to a document or agreement that affects its terms or essence.

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