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A "bearer paper" is:
Cloud-Based
Describing applications, services, or resources made available to users on demand via the internet from a cloud computing provider's servers.
Web Browser
A software application used to access information on the World Wide Web, displaying HTML files and enabling navigation.
Installed Software
Computer programs that are downloaded and installed on a computer's hard drive, as opposed to being used in a web browser.
Cash Sales
Transactions where payment is made in cash at the time of purchase.
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