A Cash Balance Plan

question 98

Multiple Choice

A cash balance plan:

• A)requires contributions from the employer and the employee.
• B)does not permit rolling over of balance into an individual retirement account in case an employee changes jobs.
• C)earns interest according to a predetermined rate.
• D)is most generous to older employees.
• E)does not guarantee the rate of interest.

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Definitions:

Assessment Technique

A systematic method for evaluating or measuring a particular characteristic, ability, or condition.

Emotionally Disturbed Children

Children who experience severe emotional issues that significantly impact their daily function and learning.

Free Association

A psychoanalytic technique in which a patient verbalizes thoughts as they come to mind, without censorship or filtering, to uncover unconscious processes.

Play Therapy

A form of psychotherapy that uses play as a means for children to express their feelings, thoughts, and experiences in a safe, therapeutic environment.