Charles Rickman Is Applying for a Loan from the Bank

question 62

Multiple Choice

Charles Rickman is applying for a loan from the bank.The bank has determined that he has never been late making payments on past loans.Which of the 5 Cs of credit is the bank looking at?

• A)character
• B)capacity
• C)capital
• D)collateral
• E)conditions

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Definitions:

External Factors

Elements outside an organization or system that can affect its performance, including economic conditions, legislation, and social trends.

Perceptual Selection

The process by which individuals filter and interpret sensory information, focusing on certain aspects while ignoring others, based on expectations and preferences.

Intensity

The degree of strength, force, or concentration applied in a specific activity or situation.

Selective Screening

The cognitive process through which people filter and focus on important informational cues while ignoring other less relevant data.