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Interviewer evaluations of applicant integrity are usually very good, and experts like judges and psychologists can detect lying most of the time.
Interest Rate
The amount charged, expressed as a percentage of the principal, by a lender to a borrower for the use of assets.
Mortgagor
The borrower in a mortgage agreement, who pledges property to the lender as security for the loan.
Fixed Rate
An interest rate that remains constant over the duration of the loan, bond, mortgage, or any financial product.
Loan
A sum of money that is borrowed, typically from a financial institution, which is expected to be paid back with interest.
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