A Bank Invests $250 Million to Add the Ability to Provide

question 18

Multiple Choice

A bank invests $250 million to add the ability to provide online bill paying for its customers. Usage of the new service is at about 50 percent of expected usage. This is an example of

• A)technological risk.
• B)operational risk.
• C)market risk.
• D)credit risk.
• E)derivative risk.

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Definitions:

Reinforced Behavior

Behavior that is strengthened and likely to be repeated due to the application of rewards or removal of negative stimuli.

Delusions of Persecution

A type of delusion where an individual believes they are being plotted against, spied on, slandered, or harassed.

Cognitive-Behavioral View

A psychological approach that combines cognitive and behavioral techniques to address dysfunctional emotions, behaviors, and thoughts.

Fragmented Sense

A partial or incomplete sense of awareness, often perceived in a scattered or incoherent form.