Examlex
Sociologists have attributed the changing rate of crime in the 1990s to which of the following factors?
Moral Hazard
A situation where one party takes risks because they know they will not have to bear the full consequences of their actions.
Divorce Insurance
A type of financial product designed to provide financial protection to individuals in case of a divorce, typically by paying a lump sum.
Marital Problems
Issues or conflicts arising between spouses that can affect the stability and health of the marriage.
Adverse Selection
A situation where asymmetric information results in high-risk individuals being more likely to participate in a contract, often seen in insurance markets.
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