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All of the following are major rating agencies for insurance except
Preoperational
The stage in Piaget's theory of cognitive development where children from about 2 to 7 years old exhibit egocentric thinking and struggle with understanding the viewpoint of others.
Negative Outcomes
refers to the undesirable or harmful results of actions or conditions, often contrasted with positive results or benefits.
Adolescents
A developmental stage that describes young people transitioning from childhood to adulthood, typically characterized by significant physical, psychological, and social changes.
Formal Operational Period
In Piaget’s theory, the period from about age twelve on, in which a child can think abstractly and consider hypothetical possibilities.
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