Which of the Following Is a Difference Between PPOs and HMOs

question 82

Multiple Choice

Which of the following is a difference between PPOs and HMOs?

• A) PPOs provide benefits at a reduced fee rather than on a prepaid basis as in HMOs.
• B) HMO employees are not required to use only preselected plan service providers, as in PPOs.
• C) PPOs are less expensive plans than HMOs if the employee goes out of the PPO network.
• D) HMOs have more in common with traditional fee-for-service plans than do PPOs.
• E) Unlike HMOs, payments to PPO physicians are made on a flat salary basis.