If There Are Violations of the Equal Credit Opportunity Act

question 33

Multiple Choice

If there are violations of the Equal Credit Opportunity Act (ECOA) , affected consumers:

• A) have the right to file a petition to the president to seek redressal.
• B) cannot seek public enforcement by the FTC but have the right to sue under private remedies provided in the Act.
• C) have to depend on public enforcement by the FTC as they do not have the right to sue.
• D) have the right to sue as well as the right to seek public enforcement by the FTC.
• E) have the right to resort to intimidatory tactics against the guilty party.

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Definitions:

Presidential Executive Order

A directive issued by the President of the United States that manages operations of the federal government and has the force of law.

Electronic Health Records

Digital version of patients' paper charts that contain a patient's medical history, diagnoses, medications, treatment plans, immunization dates, allergies, radiology images, and laboratory and test results.

Maintenance Cost

The expense incurred to keep an item in good condition and working order.

EHR System

Electronic Health Records System; digital version of patients' paper charts, making information available instantly and securely to authorized users.