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Modern public relations can be traced back to:
Independent Testing
Testing conducted by an external or third-party organization to ensure objectivity and impartiality, usually for quality control or compliance purposes.
Credit Contract
A legally binding agreement between a borrower and a lender where the borrower is extended a line of credit and agrees to repay the money, subject to agreed terms and conditions.
Garnish Wages
A legal process in which a creditor obtains a court order requiring an employer to withhold a portion of an employee's earnings for the repayment of debt.
Late Charge
A fee assessed for payments made after their due date.
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