The Use of Coinsurance Clauses and Deductibles Is an Attempt

question 36

Multiple Choice

The use of coinsurance clauses and deductibles is an attempt by insurance companies to deal with the problem of:

• A)Non-payment of premiums
• B)Adverse selection
• C)Insufficient government regulation
• D)Moral hazard

---

Definitions:

High-Productivity People

Individuals who are able to produce a significant amount of output or work efficiently within a shorter period compared to others.

Threshold

The level, point, or value above which something is true or will occur, and below which it is not or will not occur.

Educational Level

The highest degree or level of schooling completed by an individual or offered within an education system.

Threshold

The level, point, or value above which something is true or will happen and below which it is not or will not.