The Future Viability of the Savings Association Industry in Traditional

question 83

Multiple Choice

The future viability of the savings association industry in traditional mortgage lending has been questioned because of

• A)securitization practices of other FIs.
• B)the additional risk exposure of long-term mortgage lending.
• C)intense competition from other FIs.
• D)the liquidity risks associated with mortgage lending.
• E)All of the options.

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Definitions:

Ex Situ Conservation

The practice of preserving endangered species by removing part of their population from a risky habitat and placing them in a secure location, like a zoo or botanical garden.

Ex Situ Conservation

The practice of conserving an endangered species by removing part of the population from a threatened habitat and placing it in a new location under controlled conditions.

In Situ Conservation

The conservation and protection of genetic resources in their natural habitats.

Biodiversity Hotspot

Regions that are significantly rich in biodiversity and are threatened with destruction, necessitating conservation efforts.