Fred Bought Life Insurance Five Years Ago

question 28

Multiple Choice

Fred bought life insurance five years ago. He forgot to tell them that he had a heart condition, and, as a result of that condition, he recently died. Which of the following provisions prevents the life insurance company from refusing to pay his beneficiaries because of his original fraudulent misrepresentation?

• A) Incontestability clause
• B) Misstatement of age provision
• C) Naming a beneficiary
• D) Policy reinstatement
• E) The grace period

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Definitions:

Administered in Groups

This refers to a mode of test administration where tests are given to multiple individuals in a group setting simultaneously, often for efficiency and practicality.

16PF

The Sixteen Personality Factor Questionnaire, a self-report assessment tool designed to measure normal-range personality traits based on 16 primary factors.

Raymond Cattell

A British and American psychologist known for his pioneering studies in personality, intelligence theory, and psychometrics.

MMPI-II

The Minnesota Multiphasic Personality Inventory-2, a comprehensive psychological questionnaire designed to assess a variety of psychological conditions and personality attributes.