Cameron, Age 25, Sustained a Debilitating Hand Injury and Was

question 45

Multiple Choice

Cameron, age 25, sustained a debilitating hand injury and was unable to perform his job as a viola player in the local orchestra for 45 days. His employer has a disability income insurance policy that pays 70% of take-home pay with an elimination period of 60 days and coverage to age 65. Given this information, which of the following is true for Cameron?

• A) He will receive disability income for 15 days.
• B) His employer will pay 70% of his current income for 40 years.
• C) He will not be eligible for any disability income because his disability ended before the elimination period ended.
• D) He will receive disability income for 45 days.
• E) His employer will estimate his average salary through age 65 to determine his disability income.

---

Definitions:

Unreinforced Learning

Learning that occurs without any specific feedback or reinforcement for responses or behaviors.

Extinction

Within psychology, the process where a conditioned response slowly diminishes and eventually ceases when the connection between the conditioned stimulus and the unconditioned stimulus is no longer made.

Instinctive Drift

The tendency of an animal to revert to instinctive behaviors that interfere with learned responses.

Observational Learning

Learning that occurs through observing the behavior and outcomes of others, a fundamental component of social learning theory.