All of the Following Are Warning Signs of Debt Problems

question 18

Multiple Choice

All of the following are warning signs of debt problems except

• A) You use savings to pay for necessities such as food and utilities.
• B) You receive second and third payment due notices from creditors.
• C) You exceed the credit limits on your credit cards.
• D) You pay your credit card bills in full each period.
• E) The total balance on your credit cards increases every month.

---

Definitions:

Needs Analysis

The process of identifying and evaluating the needs of a particular project or organization to determine the necessary actions and resources for addressing those needs.

Training Techniques

Various methods used to transfer knowledge and skills to employees, including on-the-job training, classroom training, e-learning, simulations, and mentoring.

In-House

Refers to activities or operations conducted within a company by its own staff or resources, rather than being outsourced to external entities.

First-Impression Error

A type of judgment bias where an initial impression about a person affects the evaluator's perception of subsequent information.