All of the Following Are Warning Signs of Debt Problems

question 18

Multiple Choice

All of the following are warning signs of debt problems except

• A) You use savings to pay for necessities such as food and utilities.
• B) You receive second and third payment due notices from creditors.
• C) You exceed the credit limits on your credit cards.
• D) You pay your credit card bills in full each period.
• E) The total balance on your credit cards increases every month.

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Definitions:

Social Support

The emotional, instrumental, or informational assistance received from social networks, which can provide a buffer against negative life events.

Emotion-Focused Coping

A stress management strategy that involves attempting to reduce negative emotional responses associated with stress, such as embarrassment, fear, anxiety, depression, excitement, and frustration.

Hardy People

Individuals who exhibit resilience and coping ability in the face of stress and adversity, often maintaining a positive outlook.

Commitment

The state or quality of being dedicated to a cause, activity, or relationship.