Examlex
The Real Estate Settlement Procedures Act (RESPA) requires that loan applicants be given an estimate of the closing costs after the actual closing.
Standby Underwriter
A financial entity that agrees to purchase any unsold shares after a public offering to ensure the issuing company raises the capital needed.
Underpriced IPOs
Initial Public Offerings priced below their market value, often leading to significant investor interest and potential profit.
Oversubscribed IPOs
Initial Public Offerings for which the demand for shares exceeds the number of shares available.
Desired Allotment
The quantity of shares an investor hopes to receive during a public offering or other allocation process.
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