A Loan Officer Is Examining Whether or Not to Offer

question 24

Multiple Choice

A loan officer is examining whether or not to offer you a loan today. Specifically, she is examining your income and debts. Which of the five Cs of credit is the loan officer reviewing?

• A) Character
• B) Capacity
• C) Capital
• D) Collateral
• E) Conditions

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Definitions:

Difficult Question

A question that is challenging or hard to answer due to its complexity or subject matter.

Clarification

The process of making a statement or situation less confused and more understandable, often through detailed explanation or specification.

Direct Answer

A straightforward and explicit response to a question without any equivocation or elaboration.

Backchannel Comments

Non-verbal cues or minimal verbal responses in communication that indicate understanding, agreement, or engagement without interrupting the speaker.