A Loan Officer Is Examining Whether or Not to Offer

question 24

Multiple Choice

A loan officer is examining whether or not to offer you a loan today. Specifically, she is examining your income and debts. Which of the five Cs of credit is the loan officer reviewing?

• A) Character
• B) Capacity
• C) Capital
• D) Collateral
• E) Conditions

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Definitions:

National Boundaries

Imaginary lines that define the territorial limits of a state and distinguish it from neighboring states.

Cultural Imperialism

The practice of promoting the culture or language of one nation in another, often disregarding the native culture, beliefs, and traditions.

McDonaldization

The process by which the principles of the fast-food restaurant are coming to dominate more and more sectors of American society as well as of the rest of the world.

Stakeholder Interests

The specific concerns, goals, or desires that stakeholders (individuals or groups affected by or with an interest in a project, organization, or outcome) hold.