Which of the Following Is NOT a Key Characteristic of Loans

question 20

Multiple Choice

Which of the following is NOT a key characteristic of loans sold in the short-term loan sale market?

• A)Issued as a secured loan.
• B)Loans to investment grade borrowers or better.
• C)Issued with a fixed rate.
• D)Sold in units of $1 million and up.
• E)Issued for 90 days or less.

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Definitions:

Bed Alarm

A device used to monitor patients at risk of falling out of bed, alerting caregivers when a patient attempts to leave the bed.

Parasomnias

A category of sleep disorders that involve abnormal movements, behaviors, perceptions, and emotions during sleep, such as sleepwalking and night terrors.

Dyssomnias

A category of sleep disorders marked by difficulties in the amount, quality, or timing of sleep, including insomnia and sleep apnea.

Insomnia

A sleep disorder characterized by difficulty falling asleep, staying asleep, or both, leading to insufficient rest.