Which of the Following Is NOT a Factor That May

question 67

Multiple Choice

Which of the following is NOT a factor that may cause the prepayment risk on a pool of mortgages to differ from the PSA's assumed pattern?

• A)The age of the mortgage pool.
• B)Geographic location.
• C)Seasons in the year in which the mortgage was originated.
• D)Full or partial amortization of the payments.
• E)Assumability of mortgages in the pool.

---

Definitions:

Align

To place or arrange things in a straight line or in correct or appropriate relative positions.

Bullying

Aggressive behavior characterized by repetition, power imbalance, and intent to harm, which can occur physically, verbally, or online.

Middle Childhood

A developmental stage that typically covers the age range from 6 to 12 years, characterized by significant growth in intellectual, physical, and social abilities.

Adult Awareness

The process by which adults become fully aware or cognizant of their surroundings, responsibilities, and self, often involving heightened perception or understanding of societal issues.