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Real Interest Rates
The interest rate adjusted for inflation, reflecting the real cost of borrowing and the true return on savings.
Tax-exempt Interest Payments
Interest income that is not subject to federal income tax.
Riskier Loans
Loans that have a higher chance of default, often associated with higher interest rates to compensate for the increased risk.
Pure Rate
In finance, often refers to the interest rate or yield on a security that is devoid of any risk, representing the cost of borrowing without the influence of risk factors.
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