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The degrees of freedom for a t-test for independent groups are
Substantive Unconscionability
Unconscionability that derives from contract terms that are so one-sided, unjust, or overly harsh that the contract should not be enforced.
Unconscionable
Describes terms or agreements that are so unfair to one party that no reasonable or informed person would agree to them.
Life Insurance
A contract between an insurer and a policyholder that pays a designated beneficiary a sum of money upon the death of the insured person.
Necessary
Something essential or required in a particular situation, often used to describe conditions or actions needed to achieve a specific result.
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