If Adverse Selection Occurs for One or More Benefits in a Flexible

question 34

True/False

If adverse selection occurs for one or more benefits in a flexible benefits plan,the higher cost will likely lead to those benefits being dropped from the plan.

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Definitions:

Variable Interval Schedule

A reinforcement schedule in which rewards are given to a subject at unpredictable time intervals to promote a steady, consistent response behavior.

Pop Quizzes

Unannounced short tests given in a classroom environment to assess students' knowledge or preparation.

Punishment

The imposition of a penalty as a response to an undesired action or behavior, aimed at discouraging its recurrence.

Negative Behavior

Actions or conduct that are harmful, destructive, or undesirable, negatively affecting the individual involved or others.