If You Buy a Term Insurance Policy with a Conversion

question 16

Multiple Choice

If you buy a term insurance policy with a conversion option, this means that you

• A) will get most of your premiums back if you terminate the policy before its expiration.
• B) can convert the policy to a larger term policy after one year.
• C) can convert your term policy to a whole life policy during the conversion period.
• D) will be able to change the term of your policy and automatically extend it.

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Definitions:

Somatic Nervous System

The part of the peripheral nervous system that handles voluntary control of body movements through the control of skeletal muscles.

Sympathetic Nervous System

A part of the autonomic nervous system that prepares the body for physical activity by accelerating the heart rate, constricting blood vessels, and raising blood pressure.

Autonomic Nervous System

A part of the nervous system that controls involuntary bodily functions, such as heart rate, digestion, and respiratory rate.

Brain Stem

The part of the brain at the top of the spinal cord, consisting of the medulla and the pons.