Which of the Following Can Be Used by a Creditor

question 14

Multiple Choice

Which of the following can be used by a creditor in deciding whether or not to grant credit?

• A)Credit history
• B)Race
• C)Gender
• D)Both A and C

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Definitions:

Rorschach Test

A psychological assessment where individuals' perceptions of inkblots are analyzed to evaluate their personality.

TAT

Thematic Apperception Test, a psychological assessment tool where individuals interpret ambiguous images to reveal their underlying motives, feelings, and personality traits.

MMPI-2

The Minnesota Multiphasic Personality Inventory-2 is a psychological test that assesses personality traits and psychopathology. It is widely used for clinical diagnosis, treatment planning, and research in mental health.

Cattell 16PF

A personality assessment tool developed by Raymond Cattell, which identifies sixteen personality factors or traits.