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How is the optimal portfolio choice affected if there are different rates for borrowers and savers?
Socialization
The process by which individuals learn the values, norms, and behaviors appropriate to their society.
Intersectionality
A concept used to describe the ways in which various aspects of identity interconnect on multiple and often simultaneous levels and can form interlocking systems of oppression.
Homogeneity
The quality or state of being composed of parts that are all of the same kind; uniformity.
Fluidity
The quality of being adaptable or capable of changing easily; often used in the context of gender, sexuality, and identity to describe a spectrum of experiences that are not fixed.
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