What is the value of the equilibrium constant for the following equilibrium? 
Definitions:
Cost of Trade Credit
The cost associated with the terms of credit extended by suppliers, including discounts for early payment and penalties for late payment.
Paying Late
Paying late refers to the action of failing to meet the due date for a financial obligation, which can lead to late fees, interest charges, and negative impacts on credit scores.
Credit Terms
Statements of the credit period and any discounts offered—for example, 2/10, net 30.
Discount Period
The time interval between when a bill of exchange is issued and its payment date, during which the bill is sold at a discount from face value.
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