The Policy of ________ Exacerbated ________ Problems as Savings and Loans

question 52

Multiple Choice

The policy of ________ exacerbated ________ problems as savings and loans took on increasingly huge levels of risk on the slim chance of returning to solvency.

• A) regulatory forbearance; moral hazard
• B) regulatory forbearance; adverse selection
• C) regulatory stringency; moral hazard
• D) regulatory stringency; adverse selection

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Definitions:

Intervention Change Strategy

A plan or series of actions designed to alter conditions, behaviors, or perceptions in order to achieve a specific goal.

Community Participants

Individuals or groups actively involved in projects, activities, or initiatives within their community.

Specific Needs

Unique or particular requirements distinctive to an individual, group, or situation that must be addressed or fulfilled.

Macro Practice

A branch of social work focused on large-scale social changes and systemic issues, rather than individual or small group interventions.