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Use the Information for the Question(s)below

question 49

Multiple Choice

Use the information for the question(s) below.
You are purchasing a new home and need to borrow $250,000 from a mortgage lender.The mortgage lender quotes you a rate of 6.25% APR for a 30-year fixed rate mortgage.The mortgage lender also tells you that if you are willing to pay 2 points,they can offer you a lower rate of 6.0% APR for a 30-year fixed rate mortgage.One point is equal to 1% of the loan value.So if you take the lower rate and pay the points you will need to borrow an additional $5000 to cover points you are paying the lender.
-Assuming you don't pay the points and borrow from the mortgage lender at 6.25%,then your monthly mortgage payment (with payments made at the end of the month) will be closest to:

Recognize the various methods used to measure physiological responses related to emotion and motivation.

Understand the different insanity defense rules such as the M'Naghten rule, Durham rule, irresistible impulse rule, and American Law Institute (ALI) rule.

Analyze the historical changes and reforms in the insanity defense, including shifts away from certain defenses and the adoption of new standards.

Identify the challenges in applying insanity defense rules, such as the definition of a mental disease or defect and the ability to know right from wrong.

Definitions:

Societal Impact

The effect of an action or organization on the larger community or society, encompassing social, economic, and environment aspects.

Gifted

Possessing high intelligence (an IQ of 130 or higher) and/or superior talent in a particular area.

Superior Talent

An exceptional or outstanding ability in a particular area or domain, significantly surpassing the average individual's capabilities.

Intelligence quotient, a measure of a person's intellectual abilities in relation to the average performance of individuals in a given age group.