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The payments system is
Disinhibition Effect
The phenomenon where people exhibit uninhibited behavior online that they would not display in face-to-face interactions.
Collaboration
Working together cooperatively towards a common goal or project, often involving shared responsibility and contributions.
Flaming
Sending an overly negative online message that personally attacks another person.
Gunny-sacking
A communication strategy where grievances are silently collected and then released all at once in a conflict.
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