Which of the Following Is NOT a Bank Liability

question 134

Multiple Choice

Which of the following is NOT a bank liability?

• A) checkable deposits
• B) CDs
• C) mortgage loans
• D) borrowings from the Federal Reserve

Identify and interpret challenges in financial statement analysis, particularly with respect to industry comparisons and accounting practices.

Understand the components of the Du Pont identity and its application in evaluating company performance.

Understand the importance of financial statement information for creditors and its role in performance evaluation.

Interpret key financial ratios, including profit margin, fixed asset turnover, and total asset turnover.

---

Definitions:

Intangible Assets

Assets that lack physical substance but possess economic value, such as patents, copyrights, and trademarks.

Copyright

The exclusive right to publish and sell a literary, artistic, or musical composition.

Long-Lived Assets

Assets with a useful life of more than one year, typically including property, plant, and equipment, which are used in the operations of a business.

Land Improvements

Enhancements made to a piece of land to increase its value or functionality, such as landscaping, fencing, and adding utilities.