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__________ provided by retailers create value for consumers.
Negative Covenant
A clause in a loan agreement that restricts the borrower from certain actions, such as limiting dividend payments to shareholders or borrowing additional funds, to protect the lender's interests.
Capital Expenditures
Funds used by a company to acquire or upgrade physical assets such as property, industrial buildings, or equipment to improve its long-term operations.
Compliance
Adherence to laws, regulations, guidelines, and specifications relevant to an organization's business activities.
Debt Covenant
A provision often included in loan agreements that requires the borrower to adhere to certain conditions or restricts specific financial activities.
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