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In Analyzing an Applicant's Creditworthiness, the Credit Manager Typically Gives

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In analyzing an applicant's creditworthiness, the credit manager typically gives primary attention to two of the five C's of credit collateral and condition since they represent the most basic requirements for extending credit to an applicant.


Definitions:

Exaggerated Feelings

Intense emotional responses that are disproportionate to the situation at hand.

Self-Importance

A heightened focus on oneself, often characterized by an overrated view of one's abilities, needs, or uniqueness.

Narcissism

A psychological condition characterized by an inflated sense of self-importance, a deep need for excessive attention and admiration, and a lack of empathy for others.

Self-Disparaging Statement

Expressions that undervalue oneself, often reflecting poor self-esteem or self-deprecating thoughts.

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