26-74 Which of the Following Is NOT a Factor That

question 8

Multiple Choice

26-74 Which of the following is NOT a factor that may cause the prepayment risk on a pool of mortgages to differ from the PSA's assumed pattern?

• A)The age of the mortgage pool.
• B)Geographic location.
• C)Seasons in the year in which the mortgage was originated.
• D)Full or partial amortization of the payments.
• E)Assumability of mortgages in the pool.

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Definitions:

Sublimation

A defense mechanism proposed by Freud, involving the redirection of unacceptable impulses into socially acceptable behaviors or interests.

Oedipus Complex

A psychological theory by Sigmund Freud that describes a child's feelings of desire for the opposite-sex parent and jealousy toward the same-sex parent.

Psychosexual Stage

Stages proposed by Freud detailing the sexual development and maturation process from childhood through adulthood.

Opposite-Sex Parent

A child's parent of the gender different from their own, often discussed in the context of developmental psychology.