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________________ Is the Process by Which ADIs Agree on Their

question 102

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________________ is the process by which ADIs agree on their payments system obligations whereas_________________ is the actual payment of ES funds.


Definitions:

Aversive Event

An unpleasant or harmful event or experience that can induce behavioral changes or psychological stress.

Escape Response

A behavior aimed at moving away from or avoiding a threatening or unpleasant stimulus.

Kaizen

A Japanese term meaning "change for better" or continuous improvement, it is a process of ongoing, incremental improvements in efficiency, productivity, or quality.

Secondary Reinforcers

Stimuli that become reinforcing through their association with primary reinforcers, such as money, grades, or praise.

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