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Which retail payment mechanism has experienced the most dramatic increase in usage (when measured in terms of the value of transactions) ?
Intelligent Therapists
Therapists who are noted for their cognitive abilities, including problem-solving skills, adaptability in therapy, and understanding complex issues.
Referral
The process of directing someone to a different person or agency for information, help, or services.
Counselor
A professional who provides guidance and support to individuals or groups, often focusing on personal, social, educational, or psychological issues.
Values
Fundamental beliefs or principles that guide behaviors and decisions, reflecting what is important to an individual or society.
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