Examlex
Explain the basic concept of loan loss ratio based models.
Cost of Funds
The interest rate that financial institutions and other lenders charge each other for the use of money, as in loans or deposits.
Income
The financial gain received by an individual or entity, typically measured on a per year basis, from work, investments, or other sources.
Average Total Cost Curve
A graphical representation that shows the average cost of production per unit at different levels of output.
Technological Advance
The development and application of new technologies and techniques that improve the efficiency and productivity of manufacturing, services, or processes.
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