The Bank Has a Positive Repricing Gap

question 53

Multiple Choice

The bank has a positive repricing gap.Is it exposed to interest rate increases or decreases and why?

• A)Interest rate increases because the interest income on its assets will rise more than the interest expenses on its liabilities and net interest income will rise.
• B)Interest rate increases because the interest income on its assets will fall more than the interest expenses on its liabilities and net interest income will fall.
• C)Interest rate decreases because the interest income on its assets will rise more than the interest expenses on its liabilities and net interest income will rise.
• D)Interest rate decreases because the interest income on its assets will fall more than the interest expenses on its liabilities and net interest income will fall.

Understand the significance and applications of attorney-client confidentiality.

Recognize the ethical implications of supervising nonlawyer assistants.

Appreciate the importance of accurate and thorough legal research.

Define the roles and responsibilities regarding communication in a legal setting.

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Definitions:

Hells Angels

An international motorcycle club known for its members' use of Harley-Davidson motorcycles and sometimes associated with criminal activities.

Norms

Rules or standards of behavior that are accepted by a group or society as typical or proper.

Sanctions

Measures taken by countries or international bodies to punish or restrict states or individuals to induce a change in behavior, often for political reasons.

Folkways

Norms or customary behaviors that are socially approved but not morally significant, guiding everyday practices.