One Method of Defining or Identifying Discriminating Lending Behavior Is

question 1

Multiple Choice

One method of defining or identifying discriminating lending behavior is that discrimination is said to exist if minority group members represent a smaller proportion of those receiving credit than they do in the general population.This is known as the:

• A) effects method
• B) intent method
• C) practices method
• D) screening method

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Definitions:

Howard Gardner

An American developmental psychologist best known for his theory of multiple intelligences, which suggests that intelligence is not a single innate ability but rather a combination of multiple distinct types of intelligences.

Heritability

The proportion of variation among individuals that we can attribute to genes.

Genetic Influences

Factors determined by one's genes that affect physical traits, behaviors, and health outcomes.

Correlation Coefficient

A statistical measure that calculates the strength and direction of a linear relationship between two variables on a scatter plot.