Which of the Following Is Not a Disadvantage of Personal

question 5

Multiple Choice

Which of the following is not a disadvantage of personal savings using mutual funds?

• A)Mandatory withdrawals
• B)No overall tax shelter
• C)After-tax dollar contributions
• D)Both a and b
• E)Both b and c

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Definitions:

Extinguishable Behavior

A learned response that decreases in frequency or disappears when it is no longer reinforced in a behavioral psychology context.

Fixed-Interval

A schedule in operant conditioning where rewards (reinforcements) are given at fixed times, provided the correct response is made.

Continuous

Without pause or interruption; unending over time or space.

Fixed-Ratio

A schedule of reinforcement where a response is reinforced only after a specified number of responses, used in behaviorist theories.