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Discuss the importance of maintaining security over client records and what levels of internal controls a financial planning firm could maintain to ensure such levels of security.
Hurricanes
Powerful tropical storms with heavy rain and winds exceeding 74 miles per hour, typically forming over warm ocean waters.
Droughts
Extended periods of low precipitation causing shortage of water, affecting ecosystems, agriculture, and water supply.
Environmental Refugees
Individuals or communities forced to relocate due to environmental factors such as climate change, natural disasters, or degradation of their natural habitat.
Warmer World
A reference to the phenomenon of global warming, indicating an increase in Earth's average surface temperature due to greenhouse gas emissions.
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