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Who controls the ratification process?
Personal Injury Insurance
Insurance coverage designed to provide compensation for physical injuries to the person insured, often covering medical expenses and lost wages.
Optional Coverage
Additional insurance coverage that a policyholder can choose to add to a basic insurance policy.
Fault
In legal context, a concept referring to responsibility or liability for wrongdoing or negligence that results in harm.
Medicaid
A healthcare plan for low-income people that is administered by state governments but funded by both state and federal funds.
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