Which Act Set a Limit to Prevent a Bank from Merging

question 27

Multiple Choice

Which act set a limit to prevent a bank from merging with others if it would increase its liabilities to more than 10 percent of national bank liabilities?

• A)The Gramm-Leach-Bliley Act
• B)The Community Reinvestment Act
• C)The Dodd-Frank Act
• D)The Interstate Banking and Branching Efficiency Act

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Definitions:

Vulnerable Personality

A term describing individuals who are more susceptible to psychological distress, manipulation, or harm due to certain personality traits.

Drinking-group Values

The norms and beliefs held by a group of individuals regarding the consumption of alcohol.

Prealcoholic Stage

The initial phase in the development of alcoholism, characterized by occasional, social, or stress-related alcohol use that may escalate to dependency.

Drinking Group's Beliefs

The shared perceptions and values that members of a group who regularly consume alcohol together hold, particularly regarding the nature and effects of their drinking behaviors.