Which of the Following Is Not a Techniques That Banks

question 10

Multiple Choice

Which of the following is not a techniques that banks use to "manage earnings"?

• A) Window dressing
• B) Nonrecurring sales of assets
• C) Adjusting the allowance for loan losses
• D) Increasing loans classified as non-performing
• E) All of the above are techniques that banks use to "manage earnings"

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Definitions:

Schemas

Cognitive frameworks or mental models that help individuals organize and interpret information based on past experiences and knowledge.

Abstract

A summary of a research study or academic paper that highlights the main points, methodology, results, and conclusions.

Concrete Instances

Specific, real-world examples that illustrate a principle or concept.

Accentuation Principle

Categorization accentuates perceived similarities within and differences between groups on dimensions that people believe are correlated with the categorization. The effect is amplified where the categorization and/or dimension has subjective importance, relevance, or value.