[Solved] An online debit payment is: A)a signature-based transaction. B)a PIN-based transaction. C)an ACH transaction. D)a CHIPS transaction. E)a Fed Wire transaction. Mere Exposure Effect: The phenomenon where people tend to develop a preference for things merely because they are familiar with them. Bystander Effect: A phenomenon in social psychology where people are less inclined to assist someone in need when there are others around. Stereotyping: The act of applying generalized beliefs or attributes to individuals based on their membership in a particular group, often leading to oversimplified and inaccurate judgments. Violent Pornographic Movies: Films containing explicit sexual content that also incorporate elements of violence, potentially influencing viewers' attitudes and behaviors.