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Discuss the advantages and disadvantages of a universal banking model.
Sustainability
The principle of meeting current needs without compromising the ability of future generations to meet their own, often focusing on environmental, economic, and social balance.
Reciprocity
The practice of exchanging things with others for mutual benefit, especially privileges granted by one country or organization to another.
Transparency
The practice of being open, honest, and straightforward about various aspects of a company's operations, policies, and decisions.
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