What reagents would best accomplish the following synthesis? 
Definitions:
Actuarial Information
Data and analysis provided by actuaries, concerning the evaluation of financial risks, especially those related to insurance and pensions, using mathematics, statistics, and financial theories.
Capital Lease
A lease agreement that is classified as a purchase by the lessee for accounting purposes, allowing the lessee to benefit from asset depreciation and interest expense deductions.
Present Value
The current value of a future sum of money or stream of cash flows given a specified rate of return, often used in discounting cash flows.
Annuity Due
An annuity where payments are made at the beginning of each period instead of the end.
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