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When is convertible term life a good idea?
Effective Annual Yield
Effective annual yield is the return on an investment expressed as an annualized rate, accounting for compounding over a period, providing a more accurate measure of profitability.
Yield To Maturity
The total return anticipated on a bond if the bond is held until it matures, incorporating both interest payments and the capital gain or loss due to the difference between the purchase price and the maturity value.
Semi-annually
Semi-annually refers to an event or action that occurs twice a year, typically every six months.
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